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US stocks fall before midterm Election Day as technology shares weaken

US Stock market benchmark indexes S&P 500 and Nasdaq fell on Monday but Dow Jones rose sharply ahead of Tuesday's Election Day for US Midterm polls. Russell 2000 fell 5.

Nearly Half of Australian Workers Overqualified, Survey Finds

Nearly half of Australian workers hold qualifications exceeding their job requirements, according to the latest annual report from the Household, Income and Labour Dynamics in Australia (HILDA) Survey. The findings indicate that this educational mismatch is linked to reduced life satisfaction and increased likelihood of leaving employment, with trends showing little improvement over the past two decades.

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Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of $19.1 Million, or $0.42 per Diluted Share

AURORA, IL / ACCESS Newswire / January 22, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the fourth quarter of 2024. Our net income was $19.1 million, or $0.42 per diluted share, for the fourth quarter of 2024, compared to net income of $23.0 million, or $0.50 per diluted share, for the third quarter of 2024, and net income of $18.2 million, or $0.40 per diluted share, for the fourth quarter of 2023. Adjusted net income, a non-GAAP financial measure that excludes certain nonrecurring items, as applicable, was $20.3 million, or $0.44 per diluted share, for the fourth quarter of 2024, compared to $23.3 million, or $0.51 per diluted share, for the third quarter of 2024, and $19.1 million, or $0.42 per diluted share, for the fourth quarter of 2023. The adjusting item impacting the fourth quarter of 2024 included $1.5 million of transaction-related expenses due to the early December 2024 purchase of five branches from First Merchants Bank ("FRME"). The adjusting items impacting the third quarter of 2024 included $471,000 of FRME transaction-related expenses; the adjusting items impacting the fourth quarter of 2023 results included $1.2 million of nonrecurring litigation expense. See the discussion entitled "Non-GAAP Presentations" below and in the full release found at www.oldsecond.com, under the investor relations tab; the tables beginning on page 17 provide a reconciliation of each non-GAAP measure to the most comparable GAAP equivalent.

Community Bancorp. Reports Fourth Quarter and Full Year 2024 Financial Results; Generates Continued Strong Growth in Loans Leading to Record Total Assets

DERBY, VT / ACCESS Newswire / January 22, 2025 / Community Bancorp., (OTCQX:CMTV) Community National Bank reported earnings for the fourth quarter ended December 31, 2024, of $4.1 million or $0.73 per share, an increase of $565 thousand or 15.98% compared to $3.5 million or $0.64 per share for the fourth quarter of 2023. Full year earnings for 2024 were $12.8 million or $2.28 per share, compared to $13.4 million or $2.43 per share for the prior year period, a decrease of $667 thousand or 4.97%. On a per share basis, earnings increased 14% in the 2024 fourth quarter to $0.73 per share compared to the prior year period; on an annual basis, earnings per share of $2.28 decreased 6% year over year, reflecting the impact of a declining rate environment and reliance on wholesale funds earlier in the year.

Insurance Agency Mergers and Acquisitions Dip 10% in 2024

Deals for property & casualty and benefits brokers in US and Canada reverted to pre-boom levels while three mega-deals made news, OPTIS Partners reports

Tamkeen Launches ‘Bahrain Skills and Gender Parity Accelerator’ at Davos

DAVOS, SWITZERLAND / ACCESS Newswire / January 22, 2025 / The Bahrain Labour Fund (Tamkeen) has partnered with the World Economic Forum (WEF) to launch the Bahrain Skills and Gender Parity Accelerator. The announcement was made at Davos, exemplifying the theme of the 55th Annual Meeting "Collaboration for the Intelligent Age," wherein the data-driven accelerator is aimed at closing the gender skills gap in high-growth industries and at increasing the participation of the current and next generation of the local Bahraini workforce.

Bank of Idaho Holding Company Reports Fourth Quarter 2024 Financial Results

IDAHO FALLS, ID / ACCESS Newswire / January 22, 2025 / Bank of Idaho Holding Company (the "Company") (OTCQX:BOID), the holding company for Bank of Idaho (the "Bank"), today announced its unaudited financial results for the quarter ended December 31, 2024. The Company reported consolidated net income of $4,113,000, or $0.91 per diluted share, for the fourth quarter of 2024. This compares to $3,864,000, or $0.86 per diluted share, for the third quarter of 2024, and $2,076,000 or $0.47 per diluted share, for the fourth quarter of 2023. Adjusted fourth quarter 2024 earnings were $4,298,000, or $0.96 per diluted share, when adjusted for one-time income adjustments of $186,000, or $0.05 per diluted share.

How to Secure a Dental Practice Loan: Tips for First-Time Borrowers

FORT LAUDERDALE, FL / ACCESS Newswire / January 22, 2025 / Doing anything for the first time can be intimidating. Think back to the first time you cleaned a patient's teeth in dental school, the first time you made a diagnosis you'd never seen before, or the first time you thought about starting your own dental practice. It's the same thing the first time you borrow money as a business owner. The good news is that dental practice loans are designed to help dental professionals like you further your business goals, so there's nothing to be afraid of, just plenty to learn.

How Do I Start a Business with No Money?

NEW YORK CITY, NY / ACCESS Newswire / January 22, 2025 / Starting a business is an exciting time for any entrepreneur. But it can seem daunting if you don't have the funding you need to get your idea off the ground. Fortunately, there are plenty of options available to you that can help get your business up and running with minimal capital. Read on to learn more about ways to drum up funding to start your own business.

6 Common Dental Care Mistakes and How to Avoid Them

NEW YORK CITY, NY / ACCESS Newswire / January 22, 2025 / Most people understand the importance of caring for their teeth and gums. However, sometimes, they make mistakes that can cause some issues with their oral health. To ensure you know how to properly take care of your smile, we've created this list of six of the most common dental care mistakes and what you can do to avoid them.

Aflac: Why is it Important to Know One’s Family Health History?

NEW YORK CITY, NY / ACCESS Newswire / January 22, 2025 / One of the first things a medical provider asks a new patient for is a detailed family health history. This includes many items, such as diseases and conditions that run in the family. Medical providers do this because it helps them understand the patient's risks of developing the conditions themselves. The provider can make better care decisions and potentially improve outcomes for the patient. However, patients can also benefit from knowing their family health history. This article covers four reasons to know one's family health history and a list of health history items each patient should know about themselves and their families.

Electric Motor Design Firm ECM Appoints David Hartwell as Chief Sales Officer

The move will facilitate continued global adoption of PrintStator CAD and premium performance, axial flux, printed circuit board stator machines.

JD Bancshares, Inc. Declares Cash Dividend

JENNINGS, LA / ACCESS Newswire / January 22, 2025 / JD Bancshares, Inc. (OTCQX:JDVB) Dan L. Donald, Jr., Chairman of the Board of Directors of JD Bancshares, Inc., announced that at its regularly scheduled meeting on January 21, 2025, the Board voted to pay a cash dividend in the amount of $0.29 per share on February 7, 2025 to the shareholders of record on January 31, 2025.

New Financial App Helps People Develop A Healthier Relationship With Their Money

OVERLAND PARK, KS / ACCESS Newswire / January 22, 2025 / Managing personal finances today seems to be more crucial - or more challenging than in years past. With a competitive job market, issues around persistent inflation, personal debt on the rise, and more, it can feel near impossible to get ahead financially. The American Dream is still alive, but current economic conditions and social expectations are making it more challenging to come to fruition.

Gladstone Commercial Provides Summary of Key 2024 Business Developments

MCLEAN, VA / ACCESS Newswire / January 22, 2025 / Gladstone Commercial Corporation (Nasdaq:GOOD) ("Gladstone Commercial") is pleased to report another successful year of investing, leasing, and disposition activity in the net lease space. We continue to create shareholder value by increasing our industrial exposure and disposing of non-core office assets.

Green Leaf Innovations, Inc. Strengthens Retail Presence and Update Growth in 2025 With More New Key Partnerships - 03

PEMBROKE PINES, FLORIDA / ACCESS Newswire / January 22, 2025 / Green Leaf Innovations, Inc. (OTC PINK:GRLF), a leading distributor of premium handmade cigars & accessories, today announces significant progress in its 2025 expansion strategy, securing partnerships with 12 new key independent cigar retailers carrying some of our brands. This strategic move positions the company for substantial growth and enhanced profitability, aligning with our commitment to maximizing shareholder value.

InTheZoneLabs(R) Nootropic Solutions Prove Transformative for Veterans and First Responders

Company Announces GovX Integration, 30% Discount, and Ongoing Support for Service Communities

App Orchid Sets New Benchmark for Text-to-SQL Accuracy with Ontology-Driven AI Solution

Easy Answers™ decision-making application provides an astonishing 99.8% accuracy with ontology enrichment

Egal Pads On A Roll Raises $4 Million for Period Hygiene in Public Restrooms

Airports Globally Are Newest Sites to Install Egal's Pads-on-a-Roll

Final Offer Launches PX: Empowering Agents to Share Off-Market Listings Within Their Brokerage and Directly with Consumers

Agents and consumers now have access to both on-market and off-market properties in one easy-to-navigate channel.

CORRECTION - Pantheon Resources PLC Announces Preliminary Log, Core and Cuttings Analysis

This Announcement replaces the one issued earlier today. The full final version is set out below

ZeroPath Corp. Launches Next-Generation Code Security Platform Powered by Artificial Intelligence

ZeroPath Security Scanner Launches to Market, Bringing Enterprise-Grade AI Security Analysis to Development Teams

Cashmere Valley Bank Reports Annual Earnings of $28.2 Million and Increases Semi-Annual Dividend

CASHMERE, WA / ACCESS Newswire / January 22, 2025 / Cashmere Valley Bank (OTCQX:CSHX) ("Bank"), announced annual earnings of $28.2 million for the year ended December 31, 2024. Diluted earnings per share was $7.24, which was an increase of $0.04 from the prior year.

Pantheon Resources PLC Announces Preliminary Log, Core and Cuttings Analysis

Megrez-1 Upgrade After Preliminary Log, Core and Cuttings Analysis

Trump's birthright citizenship move challenges US identity: analysts

Donald Trump's plan to end birthright citizenship could fundamentally reshape America, analysts said Tuesday, overturning a principle that has underpinned the country for more than 150 years.

German opposition leader Merz urges united EU stance on Trump

Germany's conservative opposition leader Friedrich Merz, frontrunner in polls to become the next chancellor, on Tuesday urged a united European stance in talks with US President Donald Trump.

Canada vows strong response, Mexico urges calm in face of Trump threats

Canada vowed strong pushback while Mexico urged calm on Tuesday in the face of US President Donald Trump's trade threats that risk throwing their economies into disarray.

Beckham, protests, crypto's new dawn: what happened at Davos Tuesday

Although the sun may be setting on the era of free trade, crypto supporters say a new dawn is rising for digital currencies thanks to US President Donald Trump.

Blast kills one person at Barcelona port

One person died and another was seriously injured in a blast on Tuesday at the port of Barcelona in northeastern Spain, one of Europe's busiest, authorities said.

Stocks diverge, dollar rallies as Trump gets to work

European and Asian stock markets diverged Tuesday and the dollar rallied as Donald Trump wasted no time in starting his second term as US president with a raft of announcements affecting the global economy.

EV sales slip in Europe in 2024 in overall stable car market

Sales of electric cars slid last year in Europe in an otherwise stable market, data from carmakers showed Tuesday.

'Too hard': Vietnam's factory workers return to country life

Treading a familiar path for women in rural Vietnam, Nguyen Thi Hiep found a factory job in dynamic Ho Chi Minh City and spent 16 years helping make shoes for Western brands such as Adidas and Nike.

Trump 2.0 boosts interest in Davos: World Economic Forum chief

Donald Trump is not stepping foot in Davos this week but the head of the World Economic Forum says the new president has brought renewed interest in the annual gathering of business and political leaders.

Asian markets swing as Trump revives tariff fears on taking office

Asian markets saw big fluctuations Tuesday as Donald Trump took office warning he could impose stiff tariffs on Canada and Mexico next month but appeared to delay any action against China for now.

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Arizona Tribune - Economy (English)